My Neighbor Destroyed My Water Pipe While Digging on My Property—Then Refused to Pay the $1,400 Bill.
I came home from a five-day work trip to find my flower garden torn apart and a trench running across my yard.
Frank, my neighbor, admitted he had been digging a drainage line when he hit my water pipe.
He said he had everything under control.
But I ended up without water for two days and paid over $1,400 for a plumber to repair the damage.
When I handed Frank the invoice, he barely looked at it.
“That’s a homeowner’s insurance issue. Not my problem.”
So I called my insurance agent.
I expected nothing more than another frustrating conversation.
Instead, three days later, she called with information I never expected.
What she discovered about the damage—and who was actually responsible—left me stunned.